COI Watchdog for trades
COI tracking for electrical contractors
No current COI, no site access. COI Watchdog makes sure the certificate you send is always the current one, and tells you the moment anything is about to lapse.
The electricians COI headaches
- Commercial clients and GCs require a current COI before your crew is allowed on site. One expired line and the job waits.
- License renewals, insurance renewals, and project starts all seem to collide in the same month.
- Every job comes with its own additional insured wording to track.
- In a small shop, the owner is the safety department, the office manager, and the electrician.
How COI Watchdog helps
- Know the day a policy lapses instead of finding out from a GC who won't let your crew on site.
- Snap a photo of any COI and see its expiry dates and missing coverages in seconds — free, no account, the file is never kept.
- One dashboard shows every certificate's status. Expiring soon and expired are flagged automatically, including additional insured and waiver of subrogation status.
- Reminders go out before policies lapse. On paid plans, we email the subcontractor's insurance agent to chase the renewal, under your business name, when you turn that on.
- Expired certificates stay in a read-only archive. Nothing is deleted, so the paper trail is always there.
Electricians COI questions
What do clients check on an electrician's COI?
Usually the general liability and workers' comp dates first, then whether they are listed as certificate holder and named as additional insured the way their contract requires. COI Watchdog pulls those fields off the certificate so you can confirm them before you send it.
How do I handle additional insured requests that differ per job?
Each certificate is tracked individually with its additional insured status read from the document. When a job needs different wording, upload the new certificate and the dashboard reflects it.
Is the free checker really free?
Yes. Snap a photo of a certificate, see when it expires and what's missing, in seconds. No account, no credit card. The file is read from your upload and never kept.
Does COI Watchdog verify coverage with the carrier?
No. A certificate summarizes a policy; we read certificates but we don't verify coverage. Talk to your insurance professional about coverage decisions.
Other trades
General contractors
You collect certificates of insurance from every subcontractor before they step on site.
COI tracking for gcs →
Roofing contractors
Roofing is the trade owners and GCs scrutinize hardest on insurance.
COI tracking for roofers →
Plumbing contractors
Water damage is the claim everyone fears, so property managers read your COI closely.
COI tracking for plumbers →
HVAC contractors
Commercial maintenance agreements require a current COI on file before the first visit.
COI tracking for hvac →
Painting contractors
Small crews, constant COI requests, no time for paperwork.
COI tracking for painters →
Landscaping contractors
Commercial HOAs want your COI before the mowers roll.
COI tracking for landscapers →
Concrete contractors
Heavy equipment, strict insurance specs, zero tolerance for lapsed paperwork.
COI tracking for concrete →
Check a electricians COI right now
Snap a photo of any certificate. See when it expires and what's missing, in seconds. Free, no account.