COI Watchdog by Brito Labs
Never get blindsided by an expired certificate.
COI Watchdog tracks your subcontractors' certificates of insurance, reminds you before they expire, and chases renewals for you.
How it works
Three steps, no paperwork pile
01
Snap or upload the COI
Take a photo of any certificate of insurance or upload the PDF. The free checker reads it right from your upload and never keeps the file.
02
See the dates that matter
Every coverage line's expiry, what's missing, and red flags — including additional insured and waiver of subrogation status — in seconds.
03
Get reminded, we chase
Track every sub's certificate in one dashboard with reminders before anything lapses. On paid plans, we email the agent to chase the renewal under your business name.
Pricing
Simple monthly plans
Free
For trying the checker and tracking a handful of certs.
$0
free forever
- 5 subcontractors
- 1 seat
Starter
For small contractors getting their subs organized.
$29/mo
billed monthly
- 15 subcontractors
- 2 seats
- Agent chase emails
- Expiry reminders
Growth
For growing shops juggling dozens of subcontractors.
$79/mo
billed monthly
- 50 subcontractors
- 5 seats
- Agent chase emails
- Expiry reminders
Pro
For busy operations with certificates everywhere.
$149/mo
billed monthly
- 300 subcontractors
- 10 seats
- Agent chase emails
- Expiry reminders
14-day Starter preview
Every new account starts with a 14-day Starter preview: 15 certificates and a second seat. No credit card required. When the 14 days end, you land on the free plan and keep everything. Nothing is charged, nothing is deleted, nothing needs cancelling.
One preview per business. Upgrading to a paid plan starts billing on the upgrade date and cancels the automatic downgrade.
The first 25 paying customers keep 20% off their plan for life.
Built for your trade
COI headaches, trade by trade
Every trade gets asked for certificates differently. Pick yours for the pain points we solve and what to check on a COI.
General contractors
You collect certificates of insurance from every subcontractor before they step on site.
COI tracking for gcs →
Roofing contractors
Roofing is the trade owners and GCs scrutinize hardest on insurance.
COI tracking for roofers →
Electrical contractors
No current COI, no site access.
COI tracking for electricians →
Plumbing contractors
Water damage is the claim everyone fears, so property managers read your COI closely.
COI tracking for plumbers →
HVAC contractors
Commercial maintenance agreements require a current COI on file before the first visit.
COI tracking for hvac →
Painting contractors
Small crews, constant COI requests, no time for paperwork.
COI tracking for painters →
Landscaping contractors
Commercial HOAs want your COI before the mowers roll.
COI tracking for landscapers →
Concrete contractors
Heavy equipment, strict insurance specs, zero tolerance for lapsed paperwork.
COI tracking for concrete →
FAQ
Questions, answered straight
Is the COI checker really free?
Yes. Take a photo of any certificate of insurance and see when it expires and what's missing, in seconds. No account, no credit card. The file is read from your upload and never kept.
What does COI Watchdog track?
The expiry dates and coverage details from the certificates you upload, across all your subcontractors. You see at a glance what's current, what's expiring soon, and what's expired — including additional insured and waiver of subrogation status read straight from each certificate.
Does it verify coverage with the insurance company?
No. A certificate summarizes a policy; we read certificates but we don't verify coverage with the carrier. What we do is make sure you always know what your certificates say and when they expire. Talk to your insurance professional about coverage decisions.
What is the 14-day Starter preview?
Every new account starts with a 14-day Starter preview: 15 certificates and a second seat. No credit card required. When the 14 days end, you land on the free plan and keep everything. Nothing is charged, nothing is deleted, nothing needs cancelling.
What happens when I cancel a paid plan?
Cancel anytime in account settings. Cancellation stops the next renewal and takes effect at the end of the period you've paid for. Your account drops to the Free plan; it is not closed, and your data is not deleted unless you ask us to delete it.
Who operates COI Watchdog?
COI Watchdog is operated by Brito Consulting Services LLC, Florida, under the Brito Labs studio.
Check a certificate right now
Snap a photo of any COI. See when it expires and what's missing, in seconds. Free, no account.