COI Watchdog for trades
COI tracking for landscaping contractors
Commercial HOAs want your COI before the mowers roll. COI Watchdog keeps it ready to send, season after season.
The landscapers COI headaches
- HOAs and property managers require a current COI before the season starts — then again when it renews mid-season.
- Seasonal crews turn over every year, and the certificates have to keep up with the roster.
- Trailers and trucks put auto liability in the mix, with its own dates to track.
- One binder, three properties, five different certificate holders asking for their copy.
How COI Watchdog helps
- Start every season with every property manager's paperwork already handled.
- Snap a photo of any COI and see its expiry dates and missing coverages in seconds — free, no account, the file is never kept.
- One dashboard shows every certificate's status. Expiring soon and expired are flagged automatically, including additional insured and waiver of subrogation status.
- Reminders go out before policies lapse. On paid plans, we email the subcontractor's insurance agent to chase the renewal, under your business name, when you turn that on.
- Expired certificates stay in a read-only archive. Nothing is deleted, so the paper trail is always there.
Landscapers COI questions
What do HOAs ask for on a landscaper's COI?
Typically current general liability dates and the association named as certificate holder or additional insured per their vendor requirements. COI Watchdog reads those fields off each certificate so you can confirm them before the season starts.
Our crew changes every season. Does that matter?
Your certificates are tracked per document with their own dates, independent of who is on the crew. When the policy renews, upload the new certificate and the dashboard updates.
Does COI Watchdog verify coverage with the carrier?
No. A certificate summarizes a policy; we read certificates but we don't verify coverage. Talk to your insurance professional about coverage decisions.
Is the free checker really free?
Yes. Snap a photo of a certificate, see when it expires and what's missing, in seconds. No account, no credit card. The file is read from your upload and never kept.
Other trades
General contractors
You collect certificates of insurance from every subcontractor before they step on site.
COI tracking for gcs →
Roofing contractors
Roofing is the trade owners and GCs scrutinize hardest on insurance.
COI tracking for roofers →
Electrical contractors
No current COI, no site access.
COI tracking for electricians →
Plumbing contractors
Water damage is the claim everyone fears, so property managers read your COI closely.
COI tracking for plumbers →
HVAC contractors
Commercial maintenance agreements require a current COI on file before the first visit.
COI tracking for hvac →
Painting contractors
Small crews, constant COI requests, no time for paperwork.
COI tracking for painters →
Concrete contractors
Heavy equipment, strict insurance specs, zero tolerance for lapsed paperwork.
COI tracking for concrete →
Check a landscapers COI right now
Snap a photo of any certificate. See when it expires and what's missing, in seconds. Free, no account.