COI Watchdog for trades
COI tracking for plumbing contractors
Water damage is the claim everyone fears, so property managers read your COI closely. COI Watchdog keeps it current and ready to send at a moment's notice.
The plumbers COI headaches
- Property managers want to be named as additional insured before your techs enter the building.
- Service techs in and out of buildings all day means your certificate gets requested constantly.
- One office is juggling renewals for the shop, the service entity, and the new-construction arm.
- A lapsed policy discovered after a leak is the nightmare scenario.
How COI Watchdog helps
- Always have the current certificate ready when a property manager asks — no digging through email.
- Snap a photo of any COI and see its expiry dates and missing coverages in seconds — free, no account, the file is never kept.
- One dashboard shows every certificate's status. Expiring soon and expired are flagged automatically, including additional insured and waiver of subrogation status.
- Reminders go out before policies lapse. On paid plans, we email the subcontractor's insurance agent to chase the renewal, under your business name, when you turn that on.
- Expired certificates stay in a read-only archive. Nothing is deleted, so the paper trail is always there.
Plumbers COI questions
What do property managers look for on a plumber's COI?
Current general liability dates, workers' comp, and themselves named as additional insured or certificate holder as their vendor packet requires. COI Watchdog reads those fields off each certificate so you can verify them before sending.
We have multiple entities. Can I track them separately?
Each certificate is tracked on its own with its own dates and status, so the shop, the service entity, and the new-construction arm each stay current independently.
Does COI Watchdog verify coverage with the carrier?
No. A certificate summarizes a policy; we read certificates but we don't verify coverage. Talk to your insurance professional about coverage decisions.
What happens when a certificate expires?
You get reminders before it lapses. On paid plans, we can email the insurance agent to chase the renewal under your business name, when you turn that on. Expired certificates stay in your archive as read-only records.
Other trades
General contractors
You collect certificates of insurance from every subcontractor before they step on site.
COI tracking for gcs →
Roofing contractors
Roofing is the trade owners and GCs scrutinize hardest on insurance.
COI tracking for roofers →
Electrical contractors
No current COI, no site access.
COI tracking for electricians →
HVAC contractors
Commercial maintenance agreements require a current COI on file before the first visit.
COI tracking for hvac →
Painting contractors
Small crews, constant COI requests, no time for paperwork.
COI tracking for painters →
Landscaping contractors
Commercial HOAs want your COI before the mowers roll.
COI tracking for landscapers →
Concrete contractors
Heavy equipment, strict insurance specs, zero tolerance for lapsed paperwork.
COI tracking for concrete →
Check a plumbers COI right now
Snap a photo of any certificate. See when it expires and what's missing, in seconds. Free, no account.