COI Watchdog for trades
COI tracking for roofing contractors
Roofing is the trade owners and GCs scrutinize hardest on insurance. COI Watchdog keeps your certificates current and provable, so your paperwork never costs you the job.
The roofers COI headaches
- Roofing carries one of the highest workers' comp classifications. Your comp policy is the most expensive line and the first one anyone checks.
- GCs and property owners ask for your COI before you mobilize. A stale certificate pushes your start date.
- Policies get cancelled or non-renewed mid-term in this trade. The COI you sent last month may already be dead.
- Storm work across state lines means juggling certificates that have to satisfy different GCs with different requirements.
How COI Watchdog helps
- Check your own certificate before you send it: see exactly what the GC will see, in seconds.
- Snap a photo of any COI and see its expiry dates and missing coverages in seconds — free, no account, the file is never kept.
- One dashboard shows every certificate's status. Expiring soon and expired are flagged automatically, including additional insured and waiver of subrogation status.
- Reminders go out before policies lapse. On paid plans, we email the subcontractor's insurance agent to chase the renewal, under your business name, when you turn that on.
- Expired certificates stay in a read-only archive. Nothing is deleted, so the paper trail is always there.
Roofers COI questions
Why do GCs read roofers' COIs so carefully?
Falls and water intrusion drive the biggest claims in construction, so owners and GCs check roofing certificates line by line: general liability dates, workers' comp currency, and whether they are named the way the contract requires. COI Watchdog shows you exactly what your certificate says before you send it.
What if my policy is cancelled mid-term?
The certificate becomes unreliable the day coverage ends. Track the expiry dates from the certificate, and get the new certificate uploaded the day the replacement policy binds.
Can I check a COI a sub sent me?
Yes. The free checker reads any certificate photo or PDF and shows expiry dates and red flags in seconds, with no account. The file is read from your upload and never kept.
Does COI Watchdog verify coverage with my carrier?
No. A certificate summarizes a policy; we read certificates but we don't verify coverage. Talk to your insurance professional about coverage decisions.
Other trades
General contractors
You collect certificates of insurance from every subcontractor before they step on site.
COI tracking for gcs →
Electrical contractors
No current COI, no site access.
COI tracking for electricians →
Plumbing contractors
Water damage is the claim everyone fears, so property managers read your COI closely.
COI tracking for plumbers →
HVAC contractors
Commercial maintenance agreements require a current COI on file before the first visit.
COI tracking for hvac →
Painting contractors
Small crews, constant COI requests, no time for paperwork.
COI tracking for painters →
Landscaping contractors
Commercial HOAs want your COI before the mowers roll.
COI tracking for landscapers →
Concrete contractors
Heavy equipment, strict insurance specs, zero tolerance for lapsed paperwork.
COI tracking for concrete →
Check a roofers COI right now
Snap a photo of any certificate. See when it expires and what's missing, in seconds. Free, no account.